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Dunning for Failed Cards

Track failed invoices, follow the retry cadence, and draft polite payment updates when cards need attention.

Failed invoices

6

Recovered this month

$315.75

Churn risk amount

$935.74

Recovery rate

16.7%

Retry cadence

Day 1

email

Soft reminder

Email only

Day 3

email

Firm nudge

Retries the charge

Day 7

sms_and_email

Final attempt

Retries the charge

Ava Bennett

Growth · $249.00 · ava.bennett@northstarhvac.com

pendinginsufficient fundshvac1 / 3 steps

Failure

The card did not have enough available funds to complete the payment.

Days since failure

2

Next step

Day 3: Firm nudge

Jordan Lee

Starter · $179.50 · jordan.lee@brightsmiledental.com

retryingcard expireddental2 / 3 steps

Failure

The card has expired and needs to be updated before the charge can go through.

Days since failure

6

Next step

Day 7: Final attempt

Priya Shah

Scale · $420.00 · priya@redforkkitchen.com

retryingdo not honorrestaurant3 / 3 steps

Failure

The bank declined the transaction without providing a detailed reason.

Days since failure

11

Next step

No retries remaining

Monica Alvarez

Pro · $315.75 · monica@glowstudiospa.com

recoveredcvc check failedmedspa3 / 3 steps

Failure

The security code did not match the cardholder records.

Days since failure

15

Next step

No retries remaining

Ethan Cole

Growth · $525.00 · ethan.cole@crestlawgroup.com

pendingnetwork errorlawfirm0 / 3 steps

Failure

A temporary network issue interrupted the payment attempt.

Days since failure

1

Next step

Day 3: Firm nudge

Noah Carter

Starter · $199.99 · noah.carter@coolflowair.com

escalatedinsufficient fundshvac3 / 3 steps

Failure

The card did not have enough available funds to complete the payment.

Days since failure

9

Next step

No retries remaining